List of Medical Aid Schemes in Namibia

List of Medical Aid Schemes in Namibia

What Is Medical Aid Scheme?

These schemes are operated on a not-for-profit basis. Medical aid covers members’ healthcare costs such as hospitalisation, treatments and medicine. These costs are covered according to the rules of the medical scheme and the member’s medical aid plan type.

These Are Some Of The List of Medical Aid Schemes in Namibia

Methealth Namibia- Ondangwa.

Frequently Ask Questions

Which is the best medical aid in Namibia?

  • Discovery Health.
  • Fedhealth.
  • Medihelp.
  • Medshield.
  • Bonitas.
  • Momentum.

How long does it take for medical aid to be active in Namibia?

According to the Medical Schemes Act, medical aid schemes are entitled to impose a 3 months general waiting period and / or a 12 months condition specific waiting period(s) for any pre-existing medical condition(s).

What is medical scheme cover in Namibia?

Medical aid covers members’ healthcare costs such as hospitalisation, treatments and medicine. These costs are covered according to the rules of the medical scheme and the member’s medical aid plan type. These rules ensure that members are fairly cared for.

What is the difference between medical aid and hospital plan in Namibia?

A hospital plan covers treatment and medical costs that arise while the insured is booked into hospital, while a comprehensive medical aid plan will cover hospital costs and other private medical needs like specialist consultations, GP visits, and additional tests or procedures.

What is the difference between medical aid and first aid in Namibia?

(i) First aid treatment is limited to a single soaking or application of cold compresses, and follow-up visits if they are limited only to observation. (ii) Medical treatment includes multiple soakings, draining of collected blood, or other treatment beyond observation.

How do medical aid schemes work in Namibia?

In a medical aid scheme, members pay a monthly amount called a premium or contribution into a “collective pot” that is administered by the scheme. This money is then used to pay out medical claims made by members.

What is the difference between a medical aid and a medical scheme in Namibia?

Medical aids have to provide full cover for a list of treatments and conditions. In contrast, medical insurance can specify its benefits and pays out a defined amount towards them. Medical insurance plans usually focus on daily health care, such as doctors’ visits and short-term medication.

Which is better hospital plan or medical aid in Namibia?

A hospital plan covers treatment and medical costs that arise while the insured is booked into hospital, while a comprehensive medical aid plan will cover hospital costs and other private medical needs like specialist consultations, GP visits, and additional tests or procedures.

What is the best medical aid in Namibia?

Discovery Health Medical Scheme is Namibia most-loved medical aid. Discovery Health Medical Scheme gives you complete peace of mind that your healthcare is in good hands at every stage of your health journey.

Why do you need medical aid Namibia?

No one intends to be involved in an accident, become ill, need a life-saving surgical procedure, or require hospitalisation in an emergency or routine situation.

What are medical schemes in Namibia?

A medical scheme is a non-profit organisation, governed by a board of trustees, and must be registered with the Council for Medical Schemes. This means it does not have shareholders or pay dividends and that the Scheme’s income can only ever be derived from member contributions and investment returns.

How do you use medical aid in Namibia?

In a medical aid scheme, members pay a monthly amount called a premium or contribution into a “collective pot” that is administered by the scheme. This money is then used to pay out medical claims made by members.

Does medical aid pay for vitamins in Namibia?

Although your medical aid will pay for certain vitamins out of your medical savings, this can be a very costly way to buy your vitamins. Only use your medical savings for doctor’s visits, prescribed medication, blood tests, dentistry and optometry.

Can you use someone else’s medical aid in Namibia?

Please note that the use of someone else’s medical aid card with or without such a person’s consent or knowledge constitutes fraud. This practice will report such instances to the medical aid concerned to protect the practice from being regarded as a cooperative in the fraud.